Home employment carers insurance provides protection for people who directly employ carers within their homes. It includes liability protection, employment dispute cover, and often public liability for carers and visitors alike.

SynergiseUK helps find policies designed for carers operating in domestic environments.

Who Is It For

Home employment carers insurance is suitable for:

  • Individuals or families employing carers privately
  • Home based employers concerned about workplace risks
  • Property owners who are a Homeowner, Landlord, or Tenant with carers in their property
  • Caregivers or companions offering services under direct employment
  • Anyone involved in Buying or Selling  home care services

What Does It Cover

  • Employer’s liability for carers employed at home
  • Public liability for incidents involving carers in your property
  • Legal defence costs for employment disputes
  • Optional personal accident cover for carers
  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person
  • No Hidden Fees

Why Choose This Insurance

  • Protects against workplace claims in a home environment
  • Helps meet UK legal obligations as an employer
  • Peace of mind for carers, families, and visitors
  • Tailored cover for home based employment scenarios

This policiy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Important Considerations

  • Understand employment responsibilities and minimum legal cover
  • Confirm liability limits for carers working on site
  • Optional covers such as personal accident and legal defence

Protect Your Carers Today

Secure your home employment carer arrangements with proper insurance.

 

https://synergiseuk.co.uk/insurance/home-employment-carers-insurance