Buying a property can be exciting — but also risky. With nearly 1 in 3 UK house purchases falling through, buyers can face unexpected costs averaging over £2,500.
That’s where SynergiseUK Home Buyers Protection Insurance helps. Our panel of Specialist Insurance Providers offers tailored cover to protect your upfront costs if your purchase collapses unexpectedly — giving you peace of mind from start to finish.
What Is Home Buyers Protection Insurance?
Home Buyers Protection Insurance reimburses your upfront costs if your property purchase fails to complete for reasons beyond your control.
This includes conveyancing, survey, and mortgage valuation fees, as well as additional cover for adviser fees and temporary accommodation — helping you avoid unnecessary financial loss when things don’t go to plan.
What’s Covered with Home Buyers Protection
Up to £1,500 in reimbursement for:
-
Mortgage lender arrangement and valuation fees
-
Conveyancing fees
-
Survey and search costs
-
Legal disbursements
Additional protection includes:
-
£300 for mortgage advisor fees
-
£500 towards temporary accommodation if completion is delayed
When Can You Make a Claim?
You can make a claim if your purchase falls through due to:
-
Seller withdrawing or accepting another offer
-
Adverse survey or legal search results
-
Mortgage lender undervaluing the property (below 90% of offer)
-
Employer cancelling a planned relocation
-
Unexpected involuntary redundancy
-
Death, serious illness, or injury to you or a close family member
The level of protection depends on your selected policy — ensuring flexibility to match your property purchase.
Why Choose SynergiseUK?
-
Access to a panel of trusted Home Buyers Protection providers
-
Fast claim processing and UK-based support
-
Tailored protection for residential and investment purchases
-
Affordable plans for first-time and repeat buyers alike
-
Peace of mind in an unpredictable property market
With SynergiseUK, you can move forward with confidence — knowing that even if your purchase falls through, your money won’t.
Get Your Home Buyers Protection Insurance Today
Don’t let a failed property purchase cost you thousands. Protect your upfront costs today with Home Buyers Protection Insurance.
Further Products or Services you may also be interested in...
- Conveyancing
- Home Sellers Protection
- Legal Services
- Mortgages
- Wealth Management
- Estate Planning
- Wills and Probate
- Tax Support
Click on any of the above to discover more
Frequently asked Q&A's
It covers upfront costs such as survey fees, conveyancing costs, and mortgage valuation fees if your property purchase falls through for reasons outside your control.
Nearly 30% of UK property purchases collapse before completion. This policy helps protect you from losing hundreds or even thousands of pounds in unrecoverable costs.
You can claim up to £1,500 to cover eligible costs, plus additional amounts for mortgage adviser fees and temporary accommodation.
You can claim if your purchase falls through because of seller withdrawal, adverse survey results, undervaluation by a lender, redundancy, or serious illness.
Yes — if your purchase collapses due to a breakdown in the chain, your policy may still cover your eligible costs (depending on provider terms).
Absolutely. It’s highly recommended for first-time buyers, who are most vulnerable to unexpected transaction failures and upfront losses.
Most claims are processed within 10 working days, depending on documentation provided.
Contact SynergiseUK or click the quote button above. Our team will match you with the best Home Buyers Protection provider for your needs.
Get in Touch
We'd love to hear from you