Selling your home can be stressful — especially when a sale unexpectedly collapses. Around 1 in 3 UK property transactions fall through, leaving sellers to face wasted legal costs and lost time.
With Home Sellers Protection Insurance, you can protect yourself against those unexpected losses. Our panel of Specialist Insurance Providers offers policies designed to reimburse your legal and conveyancing fees if your sale falls through for reasons beyond your control.
What Is Home Sellers Protection Insurance?
Home Sellers Protection Insurance provides peace of mind to anyone selling a property. It covers key expenses such as conveyancing costs, disbursements, and legal fees, so you’re not left out of pocket if the buyer withdraws or the transaction fails.
Whether you’re selling a house, flat, apartment, or buy-to-let property, this policy ensures your hard-earned money is protected.
What’s Covered with Home Sellers Protection
Up to £1,500 of cover for:
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Legal fees
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Conveyancing fees
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Disbursements and associated costs
Additional Features:
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Up to 12 months of cover (or until the policy limit is reached)
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Flexible policy start options — before or when instructing your solicitor
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Applies to properties in England and Wales
When Can You Make a Claim?
You can claim if your sale falls through because the buyer withdraws due to:
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Adverse survey or legal search results
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Mortgage lender undervaluing the property (below 90% of offer)
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Unexpected involuntary redundancy
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Death, serious illness, or injury of the buyer or a close family member
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Employer cancelling a planned relocation
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Circumstances genuinely beyond their control
Policy Terms & Exclusions
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Cover only applies to properties in England and Wales
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Policy must be taken out before or at the point of instructing a conveyancer
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No cover for voluntary withdrawals or delays caused by the seller
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Policy ends once the cover limit or 12-month term is reached
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Premiums include Insurance Premium Tax (IPT)
Why Choose SynergiseUK for Home Sellers Protection?
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Access to a trusted panel of UK-based insurers
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Fast claims process and expert support
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Tailored protection for home sellers and landlords
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Affordable cover for all property types
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Peace of mind knowing your legal fees are protected if your sale falls through
Whether you’re selling your home or investment property, SynergiseUK makes sure you’re covered when the unexpected happens.
Get Your Home Sellers Protection Insurance Today
Don’t risk losing thousands if your property sale collapses. Secure your cover today with Home Sellers Protection Insurance and sell with confidence.
Frequently asked Q&A's
It’s an insurance policy that reimburses you for legal, conveyancing, and disbursement fees if your property sale falls through unexpectedly.
Anyone selling a residential or buy-to-let property in England or Wales should consider this policy — especially if they’ve already paid conveyancing or legal costs.
You can claim up to £1,500, depending on your policy, to cover fees such as conveyancing, legal costs, and disbursements.
Claims can be made if the buyer pulls out due to a bad survey, low mortgage valuation, redundancy, illness, or unforeseen life events.
Yes, as long as you take out the policy before surveys or searches have been completed. Once these are done, cover cannot be backdated.
No. Home Sellers Protection is currently only available for properties in England and Wales.
No. Voluntary withdrawal by the seller is not covered — the policy only protects against buyer-initiated or unavoidable cancellations.
Simply contact SynergiseUK or click the quote button above. We’ll connect you with a specialist insurer offering the most suitable Home Sellers Protection policy for you.
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