HMO Insurance

HMO Insurance

Our panel of carefully selected Specialist Insurance Providers will offer the best options for you when looking for HMO Insurance.

What is HMO Insurance?

HMO insurance is designed for landlords in the UK with properties rented to multiple tenants.

• Our brokers are specialist within this field and can offer view some of the insurers all risks which will cover material loss or damage to buildings and/or contents
• Cover for risks such as fire, theft, damage, and public liability
• Wide range of tenancy types considered including students plus those in receipt of Universal Credit and Housing Benefits
• Property owners liability cover up to £5m
• Loss of rent cover following insured damage to your property
• Employers liability cover up to £10m for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs
• Up to 90 days full cover between lets for unoccupied properties which is good to have
• Optional covers may include loss of rent, legal expenses, and alternative accommodation costs
• Competitive premiums
• HMO insurance safeguards landlords and their rental income

Find out how our panel of Specialist Insurance Providers can advise and help find the right cover for you.