Storage Insurance For Students
When you’re a student, you are more than likely to find yourself moving houses more often than you have a good night’s sleep.
We recognise rather than attempt to cram everything that you own in your car and drag it back to your parents’ house before moving into your next home, renting a self storage unit in your university town is a more convenient and cost-effective solution for many students.
When summer approaches we see how students like you can find yourself faced with a few months gap between having to move out of your old house and into your new one, having a storage unit nearby means you can take as many trips as you need to safely store your belongings for the summer – leaving you (and your parents’ house!) free to enjoy the summer without worrying about where all of your things will go, making life easier for you!
When it comes to storage insurance, some students shy away from this extra cost in an attempt to save money – however storage insurance is actually an essential way to save money on storage costs and enjoy yourself.
Why do I need storage insurance as a student?
You may think that your belongings aren’t valuable enough to get insurance for, however our storage insurance comes with no excess, providing cover for any value of items up to the value of £50,000, with a single item limit of £7,500. Even just storing things like furniture and kitchen appliances can add up in value altogether, and the cost of replacing these items can be financial problem for a student – so by covering these items with an insurance policy gives you that peace of mind should any incidents happen while they’re in storage.
What’s more, most legitimate storage facilities will say that having storage insurance for your unit is a mandatory requirement. However, often, you will end up paying a much higher premium than when shopping directly with a storage facility – so doing your research into third party providers such as us is a more sensible way to save money on your policy. With 99% of customers saving money when purchasing storage insurance with us.
Our Policies Change Lives
SAGIC who are owned by The Salvation Army underwrite all the storage insurance cover policies and are the only insurer to return 100% of their profit to charity, not to shareholders. When you purchase your insurance policy with us, you’ll not only be protecting yourself with a comprehensive policy for your needs, but you’ll also be helping to raise much-needed funds for The Salvation Army to help people in need and vital community projects across the UK.
Student Storage Insurance Cover for home and business contents includes:- Your computer and electronic office equipment
- Your deeds, registered bonds, and other personal documents up to the value of £1,000
- Your household furnishings, furniture, carpets, curtains, and home appliances, including gas and electric cookers and telephone equipment
- Your pedal cycles up to the value of £1,000 per cycle
- Your machinery, stock, tools, and plant
- Your personal possessions
- Any stamp collections and coin collections, with proof of ownership and providence up to the value of £1,000
- Any other valuables up to the value of £1,000
- No Excess
- Natural disasters, to include lightning, earthquake, storm, flood, and weight of snow
- Fire and explosion
- Leaking water/liquid from fixed water tanks and pipes
- Theft and attempted theft, with proof of violent breaking and entering for example broken locks
- Falling trees, telegraph poles and lamp posts
- Collision by a vehicle or animal
- Impact by aircraft and other flying devices or items dropped from flying aircraft
- Rioters, violent disorders, strikes, labour disturbances, civil commotion, and malicious acts