Small Deposit Mortgages

Small Deposit Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.

What are Small Deposit Mortgages?

A Small Deposit Mortgage is a mortgage where you need to have 10% or less. The smallest deposit you can get a mortgage with is usually 5%, although it is possible to get a 100% mortgage; where you won't need a deposit at all. You will however need a guarantor or indeed qualify for a scheme such as Right to Buy. 

How it works is if you have a 5% deposit, you would require a 95% mortgage, and with a 10% deposit, you would require a 90% mortgage.

There are lenders who offer 95% mortgages, however not all do. A majority of lenders require applicants to have a 10% deposit to get a mortgage.

Find out how our panel of Specialist Mortgage Brokers can assist in finding the right deal for you.