Self Employed Mortgages
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Which is a Self Employed Mortgage?
Where there is not a specific product called a Self-Employed Mortgage. You will be applying for the same mortgage as anyone else. So what is the the difference? If you are self employed you'll have to provide more evidence you have a reliable income than if you work and receive payslips monthly
Lenders will see you as being self-employed if you own more than 20-25% of a business, from which you earn your income. You could be classed a sole trader, contractor or a limited company director.
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