HMO Mortgages

Buy to Let Mortgages:  HMO Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.

What is an HMO Mortgage?

HMO (House in Multiple Occupation), is a term used to describe a property rented out to at least three people who are not from one household but share communal areas, such as the bathroom and kitchen. When looking to borrow money against an HMO, a specialist buy to let mortgage is required. 

A single household being a key term, is classed as a property used by couples who are married/living together, a single person, families or relatives. These do not fall under HMO landlord laws.

Another term often used to describe an HMO is more commonly known as a house share. This could be students renting one house or workers sharing a house.

Find out how our panel of Specialist Mortgage Brokers can help find the right deal for you.