Specialist Mortgages: Doctors Mortgage
Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.
What is a Doctors Mortgage?
With a Doctors Mortgage and as a doctor, you could well be eligible for the following mortgage incentives:
- Borrow more – Lenders usually look to lend between 3 to 5 times an applicants income. As a doctor, you could borrow more and up to 6.5 times your income
- Discounted rates – Some lenders may well offer discounted rates as part of a key worker range of products compared to their standard range of mortgages.
- Lower deposit – You may be eligible with some lenders allowing you to apply with a 5% deposit if you’re a qualified doctor. However, you’ll get better rates with a higher deposit and have the opportunity to unlock more incentives.
- Faster process – Lenders will look to process your application much quicker due to your profession. The lenders won’t need to look as much into your employment as other applicants.
Find out how our panel of specialist mortgage brokers can assist to find the right deal for you.