Are you eligible?
Check if you're eligible for a residential government grant.
If you own/rent a residential property that is heated with electricity and receive income-related benefits you are very likely to qualify for a government grant.
- You are a Homeowner, Landlord or a Private Tenant
- You receive Income-Related Benefits
- You have Electric Storage Heaters
- You have Gas with no Insulation
Get help to make your home more energy efficient and save money on your energy bills
If your home has an Energy Performance Certificate (EPC) rating of D or below, you might qualify for one of the government schemes
What is the Energy Company Obligation Phase 4 (ECO4)?
ECO4 stands for the Energy Company Obligation (Phase 4), which is the fourth phase of the government's Energy Company Obligation (ECO) scheme, with a £4 billion round of funding to help people improve energy efficiency in their homes. ECO is a long-running program aimed at improving the energy efficiency of homes throughout the UK, especially for low-income and vulnerable households.
The ECO4 grant is open to tenants, homeowners, landlords, and housing associations. So long as you fulfil the criteria, you can claim the money. Even if you're not eligible for the ECO4 grant, there are other grants you can take advantage of. Which we can assist you with. ECO4, which launched in April 2022, is the latest phase and is set to run until March 2026 and is part of the UK's broader efforts to reduce carbon emissions, lower energy bills, and to make homes warmer.
With energy costs at an all-time high, this funding helps make homes warmer and means people can save money on their bills.
The ECO funding scheme has been around for ten years and has helped over 3 million properties in the UK become more energy efficient. Will you be next to claim?
What's the eligibility criteria for ECO4?
If you meet the following eligibility criteria you could then benefit from free home insulation, boiler upgrades and more through the ECO4 Scheme:
- You’re on qualifying benefits, and you are a homeowner with an EPC rating of D to G
- Or you rent your home privately and have an EPC rating of D, E, F, or G
- Or you rent your property through a social housing provider and have an EPC rating of D or E
- Or your annual household income is less than £30,000
- Or finally a household member has been identified by an NHS Doctor or GP as vulnerable, due to having an ongoing health condition that may be impacted by living in a cold home. This includes conditions such as heart disease, respiratory problems, weakened immune systems, or limited mobility.
Qualifying benefits:
- Child Tax Credits (CTC)
- Child Benefits - depending on income threshold
- Housing Benefit
- Income-Based Jobseekers Allowance (JSA)
- Income-Related Support & Employments Allowance (ESA)
- Income Support (IS)
- Pension Credit (Guarantee or Savings Credit)
- Universal Credit (UC)
- Working Tax Credit
Please note If you qualify and are eligible, we'll need to perform a no-obligation home survey to make sure we can install insulation and any other associated works.
Certain benefits aren't eligible for ECO4 funding. These include disability living allowance, personal independence payment, carer's allowance, and armed forces independence payment. However, you may still qualify for a grant – keep reading to find out more and what other options are available to you.
What is the Great British Insulation Scheme (GBIS)?
The Great British Insulation Scheme (formerly called the "Energy Company Obligation Plus" or ECO+) is a government initiative aimed at improving the energy efficiency of eligible homes by providing insulation. The scheme was launched in the summer of 2023, and will run until March 2026 and is part of the UK's broader efforts to reduce carbon emissions, lower energy bills, make homes warmer and more energy efficient.
What's the eligibility criteria for GBIS?
If you meet the following eligibility criteria you could then benefit from free cavity wall insulation through the Great British Insulation Scheme:
- You’re on qualifying benefits, and you are a homeowner with an EPC rating of D to G
- Or you rent your home privately and have an EPC rating of D or E
- Or you are a homeowner and have an EPC rating of D or lower and are within a council tax band of A to D in England and A to E in both Wales and Scotland.
- Or your annual household income is less than £31,000
- Or finally a household member has been identified by an NHS Doctor or GP as vulnerable, due to having an ongoing health condition that may be impacted by living in a cold home. This includes conditions such as heart disease, respiratory problems, weakened immune systems, or limited mobility.
Qualifying benefits:
- Child Tax Credits
- Guarantee Credit
- Housing Benefit
- Income-Based Job Seekers Allowance (JSA)
- Income-Related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Universal Credit
- Working Tax Credit
Please note If you qualify and are eligible, we'll need to perform a no-obligation home survey to make sure we can install insulation.
Certain benefits aren't eligible for ECO4 funding. These include disability living allowance, personal independence payment, carer's allowance, and armed forces independence payment. However, you may still qualify for a grant – keep reading to find out more and what other options are available to you.
What is the Home Upgrade Grant phase 2 (HUG2)?
The Home Upgrade Grant Phase 2 (HUG2) scheme is available to provide FREE energy-saving home improvements to people who struggle to pay their heating bills and keep their homes warm in the winter.
Funded by the government, the scheme is available to homeowners with off gas properties in participating local authority areas who meet certain eligibility criteria.
Eligibility for the grant depends on factors including household income or benefits, location, and the energy performance of homes.
What's the eligibility criteria for HUG?
If you meet the following eligibility criteria you could then benefit from free home insulation, heating upgrades and more through the HUG2 Scheme:
- You have a low Energy Performance Certificate (EPC) rating of D, E, F, or G
- You are a homeowner
- Or a private tenant
- Or the home you live in is not heated by mains gas which includes oil, coal, LPG, or only electric heating
- Or your combined household annual income is less than £36,000 gross
- Or you are receiving certain income-related benefits such as Universal Credit
- Or you live in a specific area
- Or finally a household member has been identified by an NHS Doctor or GP as vulnerable, due to having an ongoing health condition that may be impacted by living in a cold home. This includes conditions such as heart disease, respiratory problems, weakened immune systems, or limited mobility.
Qualifying benefits:
- Child Tax Credits (CTC)
- Housing Benefit
- Income Support (IS)
- Income Based Job Seekers Allowance (JSA)
- Income-related Employment & Support Allowance (ESA)
- Pension Guarantee Credit
- Pension Savings Credit
- Universal Credit (UC)
- Working Tax Credit (WTC)
Please note If you qualify and are eligible, we'll need to perform a no-obligation home survey to make sure we can install insulation and any other associated works.
What is the Boiler Upgrade Scheme (BUS)?
The Boiler Upgrade Scheme (BUS) is available is to help reduce the carbon footprint of homes and small business property throughout England and Wales by making it easier and more affordable to install low-carbon heating systems like heat pumps.
This is another alternative to improving your property’s EPC is through the Boiler Upgrade Scheme.
Through this government scheme, eligible landlords can upgrade their property’s boiler to a more efficient model for no upfront cost.
The Boiler Upgrade Scheme can be applied to all privately rented properties and is available to landlords with an EPC rating of D or lower.
To be eligible for a grant through this scheme, you must own the property, and it must be in England or Wales.
The property must also have a valid Energy Performance Certificate (EPC) with no outstanding recommendations for insulation and an insulation capacity of up to 45kWth.
If you're looking to replace your existing boiler with a more environmentally friendly system, this scheme can significantly reduce your upfront costs.
What's the eligibility criteria for BUS?
If you meet the following eligibility criteria you could then benefit from free home insulation, heating upgrades and more through the HUG2 Scheme:
- You have a low Energy Performance Certificate (EPC) rating of D or lower.
- You’re a Homeowner
- You’re a Landlord
- Property is within England and Wales
- The EPC has no recommendations for loft or cavity wall insulation
- Your property must have an installation capacity of up to 45kWth
- Your property must not be a new build property that the developer is still building.
- You must be in a financial position to be able for any contributions above the grant amount if applicable
Qualifying benefits:
- Child Tax Credits (CTC)
- Child Benefits – depending on household income
- Housing Benefit
- Income-Based Jobseekers Allowance (JSA)
- Income-Related Support & Employments Allowance (ESA)
- Income Support (IS)
- Pension Credit Guarantee
- Pension Credit Savings
- Universal Credit (UC)
- Warm Home Discount Rebate Scheme
- Working Tax Credit
Please note If you qualify and are eligible, we'll need to perform a no-obligation home survey to make sure the works can be carried out.
Homeowners and Private Tenants who receive Universal Credit may qualify for a boiler grant to replace a broken mains gas boiler. They may also qualify for a central heating grant to install central heating for the first time.
Find out today what is available to you!
The Local Authority Flexibility Scheme (LA FLEX)?
Local Authority Flexibility (LA Flex) is part of the government’s ECO scheme and is designed to help people across the UK ,who are living in fuel poverty to avoid having a cold home.
This is even if you aren’t receiving means tested benefits for example Universal Credits or Job Seekers Allowance, you could still qualify for help and support towards the cost of adding loft, underfloor and cavity wall insulation, along with other energy efficiency improvements.
Who Can Benefit from LA Flex?
- Low-income households that do not receive income-based benefits but are still considered vulnerable
- Households with medical conditions that are made worse by living in a cold home (e.g., asthma, arthritis, or heart disease)
- People living in fuel poverty or areas with high energy costs but who don’t qualify for the standard ECO criteria
- Properties with poor energy performance (typically Energy Performance Certificate [EPC] ratings of D, E, F, or G)
Please note If you are eligible, we'll need to perform a no-obligation home survey to make sure the works can be carried out.
Types of Improvements Funded:
- Insulation improvements to loft, cavity wall and solid wall
- Boiler replacements or upgrades
- Heating system improvements upgrading to more efficient systems like heat pumps
- Renewable energy installations in some cases
Benefits of LA Flex:
- Local approach which gives councils the flexibility to support the households that need it most in their areas
- Expanded eligibility which helps households who may not qualify for other national schemes but are still struggling with energy costs or have specific needs
- Customised solutions which will enable local authorities to design schemes that focus on specific vulnerabilities and community priorities.
Frequently asked Q&A's
You can find your energy certificate if you live in Scotland here or if you live in England or Wales here or ask your landlord or housing association.
You can visit the gov.uk website if you live in England or Wales.
If you live in Scotland, you can find this on the Scottish Assessors website.
The UK government offers several grants to help households reduce their energy bills and improve home energy efficiency. The main schemes are:
The UK government offers several grants to help households reduce their energy bills and improve home energy efficiency. The main schemes are:
- The ECO4 scheme, which supports low-income and vulnerable households. Eligible applicants receive a 'whole-house' upgrade that includes heating and insulation grants.
- The Boiler Upgrade Scheme (BUS), which provides £7,500 towards the installation of a heat pump.
- The Great British Insulation Scheme (GBIS), which provides one insulation upgrade for eligible households.
The Energy Company Obligation (ECO4) scheme is the current phase of the Energy Company Obligation. It is a government initiative that obligates energy suppliers to fund home upgrades for low-income and vulnerable households and reduce their energy consumption. It provides grants for a wide range of energy-saving measures, including insulation, heating upgrades, and in some cases renewable energy installations. It provides very generous whole home upgrades for eligible homes and households.
You may be eligible for an ECO4 grant if:
- You receive income-related benefits like Universal Credit, tax credits or Pension Credit.
- You live in a home with an EPC rating of D, E, F, or G or No EPC
- You qualify under your local council's ECO Flex criteria, which may take health issues or low income into account.
The Boiler Upgrade Scheme (BUS) is a UK government initiative that provides grants for homeowners to upgrade their heating systems. It supports the installation of renewable heating technologies like air source heat pumps, ground source heat pumps, and biomass boilers.
To qualify for BUS, you must:
Be a homeowner or small business property owner in England or Wales.
Replace an existing fossil fuel boiler (gas or oil) with a renewable heating system like a heat pump.
Meet certain insulation standards in your home.
Homes that are considered fuel-poor, low-income, or energy-inefficient qualify for the Great British Insulation Scheme (GBIS). These can be defined by a series of criteria, such as your annual gross income, home EPC rating, council tax band criteria, or whether you are a recipient of any government benefits and allowances.
You are eligible to apply for the Great British Insulation Scheme (GBIS) if you meet the necessary qualification criteria. These include factors such as your income, home EPC rating, council tax bands, and government benefits you may receive.
Yes, landlords can apply for ECO4, BUS, and GBIS grants if their properties and tenants meet the eligibility criteria. These grants can help landlords improve the energy efficiency of their rental properties, benefiting both tenants and property values but the range of grants available varies by scheme.
Yes! The schemes are available for privately rented properties - you just need to receive the qualifying benefits, check your home has an EPC rating of D or E and have permission from your landlord.
The time it takes to get the insulation works start date depends on whether it goes through ECO4, GBIS, Boiler Upgrade or HUG, and the grant application process. This can be between a few weeks to six months to be agreed. Once agreed and the works have been booked in takes 3-5 days for internal insulation works and between 5-7 days for external insulation work.
The time it takes to get insulation installed after applying for ECO4 or GBIS funding depends on several factors, including the type of insulation, the grant application process, and the demand for installers in your area:
The schemes cover various types of insulation, including loft, cavity wall, solid wall, and underfloor insulation, depending on your property's specific needs.
Yes, grants are available if you are looking for central heating as per your affordability. These are for homeowners or private tenants who get benefits like Pension Credit, Universal Credit, Child Tax Credit and more. However, your house must have had a gas meter installed before April 2022.
Yes, having a gas meter and connection installed before April Ist, 2022 is typically required for central heating grants. But that doesn't mean you are out of luck! If your house doesn't have gas, you might qualify for grants that help install air-source heat pumps. Look into those options and see if they might be a good fit for you.
You might need to pay a contribution toward the cost but this will not be known until after the initial in-home survey and will depend on the group you fall into.
In many cases, ECO4 and GBIS grants cover the full cost of the energy-saving improvements. However, for BUS grants there is often a contribution required as the cost of installing heat pumps exceeds the £7500 grant offered. You will always be provided with upfront information about any potential costs.
- ECO4 is there to target low-income and vulnerable households and covers a wide range of energy-saving measures.
- GBIS is designed to fund ONE insulation measure only and includes low-income and vulnerable households but also has a general group.
- BUS provides grants for renewable heating systems like heat pumps and biomass boilers, helping homeowners replace traditional boilers with more energy-efficient options.
The UK Government has announced a target of net zero for greenhouse gas emissions by 2050. This means that the amount of greenhouse gas produced by the UK equals the amount removed.
Some homes in the UK are less energy efficient than others, especially older homes. The grants aim to increase the energy rating of these homes and make them more efficient.
There's no catch at all these grant schemes are legitimately offered by both national and local governments.
Bear in mind that all work is subject to survey and is dependent on how much money you are eligible to claim.
We'll ask you to answer a few questions and determine your eligibility for funding. If you (or the person you are claiming on behalf of) qualify, we'll identify how much grant money can be claimed.
We'll then put you in touch with a trusted and accredited installer near you. They'll survey the property and identify the right energy-saving measure to install.
The grant money is paid directly to the installer, meaning you don't have to handle large amounts of cash.
The LA Delivery Scheme (LADS) is also a potential funding source. Eligible homeowners could claim up to £10,000, while landlords can claim up to £5,000. However, landlords may be asked to contribute a third of the cost of funding.
For both schemes, the property's current energy rating must be E, F, or G. In some cases, if you have a D rating close to an E, this may be considered.
Get in touch with us by clicking here, and we'll help you determine if you're eligible for either of these schemes.
We have a network of installation providers that cover all areas nationwide.
While you may not be eligible for ECO4, Great British Insulation or Boiler Upgrade Scheme funding, you may be eligible for LA Flex funding. This is funding that is offered by your local council.
LA Flex funding is offered to low-income households which earn under £30,000. The specific threshold will depend on how many people live in the property and how many dependants they have.
Claimants may be able to get funding for health conditions that are made worse by the cold, like COPD, asthma, arthritis, or cancer, or if there are vulnerable people in the property. By this, we mean older people over the age of 65, young children under the age of 5, or pregnant women.
Yes. All of the work we carry out comes with either a warranty or guarantee.
Around 1/4 of lost heat in a property is through the roof, but just 10cm of loft insulation can reduce heat loss by up to 75%! There are more benefits than this however.