Regulated Bridging
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What are Regulated Bridging?
Regulated Bridging are Loans usually used for property and is regulated by the Financial Conduct Authority (FCA).
It becomes a regulated loan when you are going to be living in the property or your immediate family will be rather than, for example, an investment property or a commercial property.
Regulation means that when you are purchasing a property to live in, this falls under consumer law rather than if you are buying the property or using the finance as a business or for the purposes of a business Which then falls outside of a regulated bridging loan.
This type of loan is usually secured as a first charge on a residential property that you will be looking to live in.
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