24 Hour Bridging - Fast Property Finance Solutions
Our panel of specialist finance brokers is here to guide you through the process, offering a whole of market service and, at times, exclusive deals to help you access bridging finance quickly and efficiently
What is 24 Hour Bridging?
A 24 Hour Bridging Loan is a fast-approval short-term finance solution, where lenders provide a decision within 24 hours of application. These loans are designed to bridge the gap between buying a new property and securing long-term funding, or selling an existing asset.
Bridging loans are commonly used for:
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Property purchases and investment opportunities
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Auction bids requiring quick finance
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Urgent financial needs or cashflow gaps
This type of first-charge bridging loan can typically be drawn down within 24 hours on most properties that do not require any works, subject to no external objections.
Key Features of a 24 Hour Bridging Loan
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Fast decision-making: Receive approval within 24 hours
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Short-term flexibility: Loans are generally up to 12 months with retained interest
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Wide property eligibility: Most property types can qualify, subject to lender criteria
Why Use a Specialist Broker?
Finding the right bridging finance can be complex. Our specialist finance brokers can:
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Access lenders across the whole market to find the best terms
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Help you understand repayment structures, interest retention, and eligibility
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Support you in completing applications quickly to meet tight deadlines
Plan Ahead with Confidence
Whether you’re buying a property at auction, moving quickly on a purchase, or need short-term bridging finance, our network of specialist brokers can help you find a fast, reliable solution.
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Frequently asked Q&A's
A 24 Hour Bridging Loan is a fast-approval short-term loan where lenders provide a decision within 24 hours. It’s designed to bridge the gap between buying a property and securing long-term funding, or selling an existing asset
Bridging loans are commonly used by property investors, homeowners buying a new property before selling their current one, or anyone needing urgent short-term finance for auctions, investment opportunities, or cashflow gaps.
Once approved, most first-charge bridging loans can be drawn down within 24 hours for properties that don’t require renovation, subject to lender criteria and no external objections.
Typically, bridging loans are short-term, usually up to 12 months. Interest can be retained and rolled over, giving you flexibility until long-term financing is arranged or the property is sold.
Most residential and commercial properties can qualify, as long as they meet the lender’s criteria and do not require significant works. Specialist brokers can advise on property eligibility.
Interest rates on bridging loans are generally higher than standard mortgages due to the short-term nature and fast access to funds. Specialist brokers can help you compare rates and understand fees.
Yes. Bridging finance is ideal for auction properties because it allows you to secure funds quickly, often within 24 hours, ensuring you don’t miss out on opportunities.
While not mandatory, a specialist finance broker can save you time and money by:
Accessing a wide panel of lenders
Finding the best rates and terms
Helping complete fast-tracked applications for 24-hour approval.
Yes. Many bridging loans offer flexibility for extensions, though this depends on the lender. Brokers can advise on options if you need extra time.
If you need quick access to short-term finance for property purchases, auctions, or urgent needs, a bridging loan could be the right solution. A specialist broker can assess your situation and recommend the best lender and loan structure for your needs.
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