Specialist Mortgages: Equity Release
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What is Equity Release?
Equity Release refers to a range of products letting you access the equity (cash) tied up in your home if you are older. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both. A lender gives you cash in return for a share in the proceeds of the sale of your property further down the line.
However unlike with a traditional mortgage, (which you pay back over a set term), the equity release loan will not be settled until after you leave your home.
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